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Skills

  • Origination knowledge
  • Client inquiry and email response management
  • Client financial report generation
  • Team building
  • Commercial loan funding support
  • Analytical skills for assessing collateral valuations
  • Credit risk assessment
  • Loan application processing
  • Advanced communication and client liaison
  • Credit score interpretation and analysis

Work Experiences

  • Kept track of important dates in order to meet deadlines.
  • Assisted with loan origination, approval, and underwriting by providing administrative support.
  • Assessed borrower qualifications.
  • Analyzed financial statements and tax records.
  • Collaborated with the Loan Officer to create an application profile in the system and review key data at various stages throughout the process.
  • Assisted with risk assessment exercises by compiling commercial loan data, leading to successful audits with zero discrepancies.
  • Based recommendations on risk metrics.
  • Assisted with risk assessment exercises.
  • Helped loan officers obtain and verify applicant information.
  • Analyzed repayment histories and credit scores, providing recommendations for approval or modification based on risk metrics.

Summaries

  • Costs were consistently reduced while profits were increased.
  • Adept at improving operational efficiency by reducing average loan processing time by 5 days and enhancing the overall quality of client interactions.
  • In carrying out job functions, ensures adherence to company policies and regulations.
  • Commercial Loan Assistant is a multi-talented Commercial Loan Assistant who is consistently rewarded for planning and operational improvements.
  • Achieved a 44% decrease in loan defaults.
  • Commercial Loan Assistant with 2 years of successful strategic planning and vendor management experience.
  • Adept at collaborating with cross-functional teams, including title companies and appraisers, to ensure timely loan processing and drive a 85% reduction in paperwork errors through the implementation of automated tracking systems.
  • Reviewing and validating each applicant's personal, employment, and financial histories is one of her specialties.
  • Collaborated strategically with cross-functional teams.
  • Adhered to strict regulatory requirements.

Accomplishments

  • Documented and resolved system which led to method.
  • Mentored junior administrative staff on loan processing protocols, improving departmental output by 54%.
  • Produced loan summary reports using SAP, simplifying the loan officer’s review process and reducing the report generation time by 40%.
  • Oversaw electronic document management for 3 of active loans, implementing real-time updates which decreased processing bottlenecks.
  • Supported commercial loan officers by preparing loan packages with documentation accuracy exceeding 31%, minimizing underwriting delays.
  • Designed a loan document template system that significantly reduced preparation time by 24%, increasing department productivity.
  • Processed 9 loan draw requests monthly, maintaining a compliance rate above 41%.
  • Analyzed financial statements to recommend risk grading adjustments, which contributed to lowering default rates by 82%.
  • Monitored a loan portfolio worth over $10 and prepared detailed reports that provided insights to senior management for decision-making.
  • Collaborated with cross-functional teams to streamline the loan closing process, accelerating approvals by 70%.

Affiliations

  • Institute of Credit Management (ICM)
  • American Credit Union Mortgage Association (ACUMA)
  • American Bankers Association (ABA)
  • Certified Financial Services Auditor (CFSA) 2019
  • Rotary International
  • American Society of Safety Professionals
  • American Marketing Association
  • American Medical Informatics Association
  • Certified Associate in Project Management (CAPM) 2016
  • Toastmasters

Certifications

  • CompTIA Security+
  • National Mortgage Licensing System (NMLS) Registration
  • Certified Operations Manager in Finance (2015 - Cedar Works)
  • Commercial Lending Certification from Brightline
  • Advanced Certificate in Credit Restructuring (2019, Brightline)
  • First Aid/CPR Certified
  • Advanced Credit Risk and Loan Structuring Certification by metric
  • Certified Lender/Officer Development Program from Northwind
  • Certificate in Commercial Loan Documentation by standard
  • SHRM Senior Certified Professional (SHRM-SCP)

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