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Skills

  • Business operations
  • Third-party collaboration
  • Customer service
  • MS Office
  • Budget preparation
  • Cross-department collaboration
  • Team management
  • Debt Review and Modification Proposals
  • Training material development
  • Customer retention strategies

Work Experiences

  • Achieved results in 2015.
  • Achieved collection within 18 months.
  • Solved standard issues, improved operations, and provided excellent customer service.
  • Saved $13 by putting in place cost-cutting measures that addressed long-standing issues.
  • Achieved 16% fewer litigation cases.
  • Achieved a 56% reduction in delinquency rates.
  • Achieved 66% recovery of outstanding debts.
  • Addressed discrepancies in mortgage loan details.
  • Crafted personalized hardship solutions for financially distressed borrowers, reducing loan charge-offs by $13 in several months.
  • Oversaw the delivery of metric project by category team, which resulted in process.

Summaries

  • Overall morale and productivity are boosted by experience in policy development and staff management procedures.
  • Within Miscellaneous, senior Mortgage Collector and outstanding performer in process improvement and strategic planning.
  • Consistently overachieved annual recovery targets.
  • Achieved 59% customer satisfaction improvement.
  • Effective at creating and putting plans in place for each individual or organization.
  • Costs were consistently reduced while profits were increased.
  • Confident negotiator able to resolve escalated borrower issues and recover substantial past-due payments, achieving 74% growth in overall recoveries.
  • Clear understanding of client relations and project management as well as budget management training.
  • Dedicated to learning, growing, and succeeding in Miscellaneous.
  • Customer-focused Mortgage Collector.

Accomplishments

  • Serviced a portfolio of 8 high-risk loans, reducing payment delinquency by 32% through targeted customer outreach and education programs.
  • Utilized loan management system QuickBooks to accurately track, update, and report on mortgage accounts, ensuring compliance with CFPB standards.
  • Facilitated borrowers' understanding of financial hardship solutions, reducing overall delinquency by 58%.
  • Collaborated with internal compliance teams to align collections activities with FDCPA and RESPA rules, maintaining full regulatory adherence.
  • Led the development of borrower outreach campaigns, resulting in a 72% improvement in customer engagement and early mortgage repayment.
  • Trained 8 new team members on compliance regulations and improved collection strategies, enhancing team performance.
  • Improved efficiency by 22% by streamlining mortgage payment processing workflows, ensuring timely receipt and entry of borrower payments.
  • Resolved product issue through consumer testing.
  • Collaborated with team of 14 in the development of program.
  • Revised and enhanced collections training materials, resulting in improved onboarding experiences for 17 new hires and a 41% faster ramp-up time.

Affiliations

  • Frequent Participant in Mortgage Industry Webinar Series
  • Project Management Institute
  • Jaycees
  • Completed Customer Retention Strategies for Delinquent Mortgage Loans Course
  • Member of the Credit and Collection Professionals LinkedIn Group
  • Certified in HUD Loan Servicing Regulations
  • Society of Human Resource Management
  • Affiliate of the Receivables Management Association International (RMAI)
  • American Marketing Association
  • Association of Information Technology Professionals

Certifications

  • Apple Certified Associate (ACA)
  • Certified Public Accountant
  • Cisco Certified Internetwork Expert (CCIE)
  • Certified Financial Services Auditor (CFSA) - 2016
  • Certified Fraud Examiner (CFE) - Chicago
  • SHRM Senior Certified Professional (SHRM-SCP)
  • Certified Debt Specialist (CDS) - 2017
  • Mortgage Collections Specialist Certification - Ironclad Systems
  • First Aid/CPR Certified
  • Credit Scoring and Risk Modeling Certification - Summit Group

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