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Skills

  • Financial analysis
  • Organization
  • Portfolio Management
  • Team building
  • Risk mitigation
  • Client relationship management
  • Expertise in Microsoft Excel
  • Continuous process improvement
  • Fraud knowledge
  • Supervision

Work Experiences

  • Conducted diligent credit risk analysis.
  • Consistently achieved monthly cash collection targets exceeding $6 for over 7 consecutive months.
  • Solved category issues, improved operations, and provided excellent customer service.
  • Awarded President's Club.
  • Conducted seminars across the Northeast.
  • Awarded Outstanding Service Award, for successfully recovering $4 in past-due invoices within 14 months.
  • Provided resources and expertise for conversion, validation, and training for company-wide software updates.
  • Achieved minimal debt.
  • Conducted credit risk evaluations.
  • Assessed creditworthiness of potential customers, leading to a 81% reduction in risky credit approvals year-over-year.

Summaries

  • Aligned credit control practices with regulatory frameworks.
  • Accomplished Credit Control Clerk with a track record of legal collaboration, resulting in successful collections on 17 high-risk accounts and reducing bad debt exposure.
  • Conducted thorough credit risk assessments.
  • Consistently prevented bad debt.
  • Recognized for motivating management team members to achieve their goals and fostering innovative work environments.
  • Recognized on a regular basis for outstanding performance and contributions to the Miscellaneous industry's success.
  • Collaborated legally for successful collections.
  • Clear understanding of cross-functional collaboration and data analysis as well as risk assessment training.
  • Within Miscellaneous, senior Credit Control Clerk and outstanding performer in team leadership and data analysis.
  • Consistent client follow-up.

Accomplishments

  • Managed large portfolio of 6 accounts, consistently achieving 76% reduction in overdue payments.
  • Contributed to process which enhanced system accuracy, decreasing invoicing errors by 56% after implementation.
  • Minimized overdue invoices by 78% within one year through improved customer communication and prompt follow-up.
  • Developed and implemented a customer communication strategy that resulted in a 82% decrease in overdue accounts within one year.
  • Used Microsoft Excel to develop inventory tracking spreadsheets.
  • Worked closely with sales teams to assess new client creditworthiness, reducing high-risk approvals by 32%.
  • Reviewed and adjusted company’s credit control policies, cutting down overall bad debt by 50%.
  • Implemented a credit scoring system that reduced the company's exposure to bad debt by $5.
  • Maintained accurate aging reports, reducing invoicing discrepancies by $4 over the past year.
  • Strengthened relationships with key clients to enhance payment terms and reduce debtor days from 4 to 2.

Affiliations

  • National Association of Social Workers
  • Association of Information Technology Professionals
  • Toastmasters
  • American Financial Services Association (AFSA)
  • Society of Human Resource Management
  • Project Management Institute
  • Institute of Financial Operations and Leadership (IFOL)
  • Credit Risk Solutions Group (CRSG)
  • Freemason
  • Accounts Receivable Management Automation (ARMA) system

Certifications

  • Cisco Certified Network Associate (CCNA)
  • Certified Credit Risk Management Professional (CCRMP)
  • Certified Credit & Risk Analyst (CCRA)
  • Certificate in Corporate Credit Assessment from Beacon Labs
  • Certified Database Analyst in Credit Systems Management
  • Certified Receivables Associate (CRA) by category
  • Institute of Credit Management (ICM) Level 3 Diploma
  • CompTIA Security+
  • Credit Control Skills Certificate from Cedar Works
  • Accounts Payable Certification (APC) by procedure

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