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Skills

  • Operational improvement
  • Cross-functional collaboration
  • High-value account management
  • Customer service
  • MS Office
  • Supervision
  • Proficient in 10-key
  • Loan file maintenance and recordkeeping
  • Deep knowledge of bankruptcy processes
  • Problem resolution

Work Experiences

  • Looked for industry trends on social media and through online sources.
  • Assisted with the monthly collateral review of 7 high-value accounts, identifying discrepancies and taking corrective measures quickly.
  • Assisted with the monthly collateral review.
  • Conducted comprehensive reviews of loan structures.
  • Analyzed collateral risk on system portfolios.
  • Contributed to an increase in loan volume by 65% after successfully optimizing the collateral approval process in 2018.
  • Advised the underwriting team on acceptable collateral.
  • Oversaw the delivery of program project by category team, which resulted in method.
  • Achieved results in 2023.
  • Solved program issues, improved operations, and provided excellent customer service.

Summaries

  • Excellent communication and analytical skills.
  • Within Miscellaneous, senior Collateral Specialist and outstanding performer in client relations and project management.
  • Strengths in workflow optimization and client relations backed up by Miscellaneous training.
  • Collateral Specialist with extensive experience in banking regulations and procedures.
  • Delivered error-free collateral documentation.
  • Collaborative professional experienced in working with legal teams to ensure proper UCC filings, resulting in a significant reduction in potential legal liabilities.
  • Closed 7 outstanding exceptions.
  • Costs were consistently reduced while profits were increased.
  • Contributed to reduced operational risks.
  • Dedicated professional adept at collaborating with cross-functional teams to restructure underperforming collateral assets, maximizing recovery rates and mitigating risk exposure.

Accomplishments

  • Developed and maintained a cross-functional reporting system that integrated legal, credit, and compliance data for use by multiple teams.
  • Managed lien perfection and release processes for a portfolio of 14 secured loans, reducing risk and ensuring timely execution.
  • Assisted in the review and mitigation of over 3 collateral discrepancies, ensuring timely resolution with cross-departmental teams.
  • Successfully resolved 15 title defects by coordinating accurate document submissions with external agencies.
  • Assessed collateral valuations and communicated findings to senior management to facilitate data-driven lending decisions.
  • Used Microsoft Excel to develop inventory tracking spreadsheets.
  • Collaborated with legal and compliance teams to audit collateral documentation, identifying key areas for improvement and risk reduction.
  • Conducted in-depth compliance reviews, leading to the identification of 2 potential regulatory violations and ensuring timely remediation.
  • Served as the liaison between the credit and legal departments to resolve legal document discrepancies related to collateral assets.
  • Speared the refinement of the collateral documentation process to enhance transparency and reduce legal hold times by 37%.

Affiliations

  • Certified Collateral Risk Analyst (CCRA) Certification
  • Association for Computing Machinery
  • Risk Management Association (RMA)
  • Commercial Finance Association (CFA)
  • Women in Banking & Finance (WIBF)
  • Association for Supply Chain Management (APICS)
  • Collaboration in Credit Assessment Task Force
  • International Association of Credit Portfolio Managers (IACPM)
  • structuredfinance.org Membership
  • American Association of Finance and Accounting (AAFA)

Certifications

  • Project Management Professional (PMP)
  • Collateral and Risk Analysis Workshop Certification
  • Credit Risk Management Training (CRMT)
  • Certified Credit and Risk Management Specialist (CCRMS)
  • Commercial Loan Officer Certification (CLO-C) from Meridian – 2015
  • MBA Collateral Valuation Certification
  • Certified Loan Review and Audit Professional (CLRAP)
  • Certified Asset Management Professional (CAMP)
  • Certified Fraud Examiner (CFE) from Association of Certified Fraud Examiners
  • SHRM Certified Professional (SHRM-CP)

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