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Skills

  • Collateral documentation auditing
  • Practiced at FHA loan process
  • Collateral valuation techniques
  • Attention to detail in complex transactions
  • Team building
  • Initiative equipment
  • Process improvement
  • Business operations
  • Supervision
  • Financial transactions expertise

Work Experiences

  • Contributed to risk mitigation.
  • Collaborated with internal legal teams.
  • Was in charge of resolving disagreements and negotiating mutually beneficial agreements between parties.
  • Went over 8 financial statements in one year and reviewed them.
  • Was in charge of originating, reviewing, processing, closing, and administering customer loan proposals.
  • Decreased verification time from 18 months to category.
  • Conducted comprehensive reviews of loan structures and collateral agreements, which contributed to Excellence Award recognition for excellence in risk management.
  • Reviewed and edited loan agreements to improve efficiency and accuracy.
  • Collaborated with initiative customers to determine their needs and deliver standard service.
  • Contributed to an increase in loan volume by 65% after successfully optimizing the collateral approval process in 2018.

Summaries

  • Achieved substantial gains in speed.
  • Collaborative professional experienced in working with legal teams to ensure proper UCC filings, resulting in a significant reduction in potential legal liabilities.
  • Dedicated to continual improvement.
  • Dedicated professional adept at collaborating with cross-functional teams to restructure underperforming collateral assets, maximizing recovery rates and mitigating risk exposure.
  • Created financial reports that are actionable for senior management.
  • Dedicated professional adept at collaborating with cross-functional teams.
  • Throughout the sales process, demonstrating strong interpersonal skills and providing exceptional service.
  • Collateral Specialist is a multi-talented Collateral Specialist who is consistently rewarded for planning and operational improvements.
  • Excellent communication and analytical skills.
  • Within Miscellaneous, senior Collateral Specialist and outstanding performer in client relations and project management.

Accomplishments

  • Collaborated with team of 6 in the development of method.
  • Monitored economic indicators and market trends to assess collateral risk exposure, contributing to quarterly performance insights for leadership.
  • Collaborated with the financial operations team to accurately track and record collateral coverage ratios for 11 high-value loans.
  • Served as the liaison between the credit and legal departments to resolve legal document discrepancies related to collateral assets.
  • Used Microsoft Excel to develop inventory tracking spreadsheets.
  • Improved the efficiency of the collateral approval process, leading to a 24% increase in loans processed in 2018.
  • Led the implementation of a new collateral tracking system, decreasing document retrieval time by 82% and enhancing data accuracy.
  • Ensured lien releases were processed accurately by reviewing UCC filings, minimizing risk and maintaining compliance with company policy.
  • Monitored and tracked portfolio performance metrics, contributing to risk assessments reviewed by senior management quarterly.
  • Assisted in the review and mitigation of over 3 collateral discrepancies, ensuring timely resolution with cross-departmental teams.

Affiliations

  • Community of Practice: Loan Servicing and Collateral Review
  • Wholesale Mortgage Bankers Association
  • Loan Syndications and Trading Association (LSTA)
  • National Association of Credit Management (NACM)
  • National Financial Educators Council (NFEC)
  • Financial Risk Institute (FRI) member
  • Mortgage Bankers Association (MBA)
  • Association for Supply Chain Management (APICS)
  • International Council of Nurses
  • Regulatory Compliance Board of Advisors (RCBA)

Certifications

  • Certified Business Analysis Professional (CBAP)
  • ServSafe
  • Cisco Certified Internetwork Expert (CCIE)
  • Commercial Lending and Loan Processing Certificate from Ironclad Systems
  • Loan Documentation and Collateral Management Certification from Harbor & Co.
  • Certified Public Accountant
  • CompTIA Network+
  • CompTIA A+ Technician
  • Certified Asset Management Professional (CAMP)
  • Certified Public Accountant (CPA)

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