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Skills

  • Goal-oriented financial planning
  • Operational improvement
  • Moody's KMV CreditEdge
  • Financial transactions expertise
  • Client onboarding process optimization
  • Financial performance reporting
  • Credit risk assessment
  • Data-driven decision making
  • Proficient in 10-key
  • Team building

Work Experiences

  • Achieved results in 2016.
  • Oversaw the delivery of framework project by program team, which resulted in system.
  • Looked for industry trends on social media and through online sources.
  • Achieved improvement over 2023.
  • Analyzed credit risk across multiple sectors.
  • Transported Salesforce to the past year customer locations.
  • Added credibility to business development efforts.
  • Aided senior credit officers in the processing of complex loan applications.
  • Achieved this in 6 months.
  • Was in charge of originating, reviewing, processing, closing, and administering customer loan proposals.

Summaries

  • Achieved a 57% approval rate.
  • Costs were consistently reduced while profits were increased.
  • Commercial Portfolio Manager is a multi-talented Commercial Portfolio Manager who is consistently rewarded for planning and operational improvements.
  • Commercial Portfolio Manager has 10 years of experience in consumer lending, loan administration, default management, and customer service.
  • Commercial Portfolio Manager skilled in cross-departmental collaboration.
  • Accomplished Commercial Portfolio Manager.
  • Adept at loan approval rate optimization.
  • Boosted profitability.
  • Built strong relationships with clients.
  • Achieved a 66% reduction of defaults.

Accomplishments

  • Instilled stricter loan underwriting guidelines, which improved loan approvals efficiency and helped decrease approval time by 34%.
  • Collaborated with cross-functional teams to launch new financial products targeting mid-market clients, yielding a 39% increase in the client base within two years.
  • Led a credit risk assessment initiative across multi-sector portfolios, reducing non-performing assets by $3 over a one year.
  • Successfully enhanced ancillary revenue streams by introducing value-added services that increased annual ancillary revenue by $8.
  • Documented and resolved procedure which led to metric.
  • Implemented a comprehensive client review schedule, increasing quarterly portfolio review efficiency by 58%.
  • Worked with key stakeholders to successfully negotiate and close multi-million-dollar commercial credit agreements, contributing to a revenue increase of $17.
  • Established credit risk management protocols that resulted in 71% reduction in potential defaults for high-risk clients.
  • Executed dynamic portfolio rebalancing efforts in response to market volatility, preserving 33% of portfolio value during several months market downturn.
  • Implemented risk mitigation strategies, successfully maintaining a loss rate of below 84% on high-risk accounts across the portfolio.

Affiliations

  • Commercial Real Estate Finance Council (CREFC)
  • International Association of Credit Portfolio Managers (IACPM)
  • Financial Planning Association (FPA)
  • Strategic Management Society (SMS)
  • Association of International Bank Auditors (AIBA)
  • Association of Information Technology Professionals
  • Society of Financial Services Professionals (SFSP)
  • Association for Management Consulting Firms (AMCF)
  • National Association of Real Estate Investment Managers (NAREIM)
  • Commercial Finance Association (CFA)

Certifications

  • Microsoft Certified Systems Engineer (MCSE)
  • Project Management Professional (PMP)
  • CompTIA Security+
  • Chartered Real Estate Investor (CREI)
  • Salesforce
  • Cisco Certified Network Associate (CCNA)
  • Commercial Real Estate Finance Certificate from Mortgage Bankers Association (MBA)
  • First Aid/CPR Certified
  • Advanced Portfolio Management Certificate by NYC's TTS
  • Certified Asset Management Specialist (CAMS)

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