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Skills

  • Regulatory compliance
  • Communications
  • Capital Utilization Optimization
  • Balance sheet management
  • Human resources knowledge
  • Familiar with account coding
  • Financial forecasting
  • Advanced Excel (VLOOKUP, pivot tables, macros)
  • Executive Reporting & Presentation
  • Initiative equipment

Work Experiences

  • Conducted financial consolidations across procedure.
  • Reviewed more than 4 financial statements per two years.
  • Created and presented executive-level reports with detailed breakouts on balance sheet trends, driving board-level decisions.
  • Calculated goodwill and intangible assets.
  • Automated data entry systems.
  • Collaborated with key stakeholders.
  • Assessed and calculated goodwill and intangible assets following a corporate acquisition exceeding $2.
  • Improved customer retention by 6% by resolving escalated customer issues.
  • Achieved capital efficiency gains.
  • Submitted loan applications to the loan underwriter for review and approval.

Summaries

  • Objective Miscellaneous leader who has led financial systems and programs to success.
  • Overall morale and productivity are boosted by experience in policy development and staff management procedures.
  • Adept at delivering actionable financial insights.
  • Associate Balance Sheet Manager is a multi-talented Associate Balance Sheet Manager who is consistently rewarded for planning and operational improvements.
  • Regulatory requirements and successful strategies for maintaining optimal controls are well-understood.
  • Analytical professional specializing in advanced Excel techniques.
  • Analyzed complex investment portfolios.
  • Strengths in quality assurance and data analysis backed up by Miscellaneous training.
  • Highly skilled at building and leading high-performance teams that focus on meeting and exceeding business goals.
  • With over 11 years of experience in sales and branch management, loan management, and general bank operations, I am a results-oriented self-motivator.

Accomplishments

  • Executed strategic reviews of cash flow statement links to the balance sheet, identifying inefficiencies and reducing working capital by $18.
  • Provided CFO and senior leadership with recommendations to optimize the balance sheet for regulatory capital efficiency, impacting credit ratings favorably.
  • Played a key role in revamping the internal audit procedures for balance sheet reconciliations, contributing to a 29% reduction in audit findings.
  • Facilitated monthly reviews of working capital components on the balance sheet, helping to reduce idle cash balances by $2 over initiative.
  • Improved the balance sheet analytical model by incorporating macroeconomic factors, resulting in more accurate long-term capital forecasting by 41%.
  • Developed comprehensive training modules for new hires, contributing to a 39% increase in team competency in balance sheet analysis techniques.
  • Supervised a team of 6 financial analysts focused on the reconciliation of complex balance sheets, achieving 80% efficiency in quarterly reviews.
  • Created executive-level PowerPoint presentations to facilitate sharing of complex balance sheet accounting issues with both internal and external stakeholders.
  • Analyzed the capital structure and made recommendations that improved liquidity ratios, contributing to a 74% improvement in solvency ratios.
  • Implemented a capital adequacy model review that helped identify overcapitalization and freed up $17 for reinvestment in higher-yielding assets.

Affiliations

  • Jaycees
  • International Association of Business Communicators (IABC) for Financial Communications Excellence
  • Association for Computing Machinery
  • Freemason
  • American Society of Safety Professionals
  • American Medical Informatics Association
  • Toastmasters
  • Committee on Banking Supervision (Basel Committee) Attendee
  • Certified Internal Auditor (CIA) – Member of the Institute of Internal Auditors
  • Global Association of Risk Professionals (GARP)

Certifications

  • Apple Certified Associate (ACA)
  • Financial Risk Manager (FRM) - Global Association of Risk Professionals (GARP)
  • Certified Valuation Analyst (CVA) - National Association of Certified Valuators and Analysts (NACVA)
  • Liquidity Risk Management Certification – program
  • ACCA Qualification (Association of Chartered Certified Accountants)
  • Certified Fixed Income Practitioner (CFIP) - Fixed Income Academy
  • Salesforce
  • Certified Merger & Acquisition Advisor (CM&AA) – procedure
  • IFRS Certificate Program – framework
  • Operational Risk Management Certification – system

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