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Skills

  • Approval rate optimization
  • Business operations
  • Loan Modification Processing
  • Team leadership and supervision
  • Client relationship management
  • Compliance with federal and state regulations
  • Risk Assessment
  • Change order processing
  • Task prioritization
  • Math skills

Work Experiences

  • Achieved Outstanding Service Award for outstanding performance.
  • Analyzed financial hardship conditions and restructured mortgages, resulting in a 59% decrease in foreclosure rates for homeowners in 2016.
  • Placed a high value on punctuality and worked hard to maintain an excellent attendance record, consistently arriving at work ready to work right away.
  • Achieved recovery within 9 months.
  • Achieved President's Club for outstanding performance after successfully completing 11 complex loan modifications within a tight deadline period.
  • Solved procedure issues, improved operations, and provided excellent customer service.
  • Collaborated with underwriters, attorneys, and clients to meet strict modification deadlines, maintaining a 38% on-time completion rate.
  • Collaborated with executive leadership.
  • Collaborated closely with the collections department, reducing delinquent payments on modified loans by $14 in 2020.
  • Collaborated with cross-functional teams.

Summaries

  • Boosted approval outcomes by 50%.
  • Avoided foreclosure while maintaining financial stability.
  • Achieved 27% success in resolving complex cases.
  • Consistently exceeded daily processing targets.
  • Achieved customer experience ratings of 67%.
  • Achieved a 81% improvement in task efficiency.
  • Consistently improved modification approval accuracy by 76% %.
  • Achieved Excellence Award for completing 2 loan modifications.
  • Boosted approval decision timeframes by 73%.
  • Achieved 27% faster completion times.

Accomplishments

  • Proactively identified workflow bottlenecks, implementing solutions that reduced task completion times by 68%, improving performance metrics.
  • Created a streamlined database for tracking loan modifications which improved record accuracy and processing efficiency by 31%.
  • Achieved 59% success rate in handling escalated modification cases involving high-risk borrowers.
  • Led a cross-departmental initiative to improve loan modification tracking and reporting procedures, reducing errors by 66%.
  • Resolved escalated client accounts by negotiating customized modification plans, leading to de-escalation in 36% of cases.
  • Optimized loan modification approval timelines, reducing processing time by 15 days, resulting in a 59% faster loan closure rate.
  • Reduced mortgage delinquency rates by 20% through the successful restructuring of payment plans and terms in 2022.
  • Developed and maintained working relationships with cross-functional teams to ensure consistent compliance with changing regulations.
  • Achieved 65% improvement in customer retention by driving compliance-focused loan modification solutions aligned with federal guidelines.
  • Aided in recovering 70% of delinquent accounts by implementing new strategies in loan repayment scheduling.

Affiliations

  • Home Affordable Modification Program (HAMP) Alumni Network
  • American Society of Safety Professionals
  • Toastmasters
  • Lions Club
  • Residential Mortgage Advisory Roundtable
  • National Association of Realtors (NAR) Mortgage Council
  • National Association of Mortgage Processors (NAMP)
  • International Council of Nurses
  • National Association of Residential Property Managers (NARPM)
  • Society of Mortgage Processors and Underwriters (SMPU)

Certifications

  • Fannie Mae and Freddie Mac Loan Process Cert. Training by Vantage
  • Cisco Certified Internetwork Expert (CCIE)
  • ServSafe
  • CompTIA Security+
  • Compliance Attestation for FDCPA & RESPA Regulations
  • Certified Foreclosure Intervention and Default Counselor
  • Registered Mortgage Loan Officer (RMLO) Certification
  • FNMA Desktop Underwriter Certification
  • Loan Modification Specialist Certification by Ironclad Systems
  • Certified Public Accountant

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