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Skills

  • Loan default analysis and prevention
  • Human resources knowledge
  • Loan origination process optimization
  • Revenue generation
  • Portfolio management for high-net-worth clients
  • Experienced with Microsoft Excel
  • Business Development
  • Loan recovery plan development
  • Credit risk analysis for large portfolios
  • Business development and market-tailored lending solutions

Work Experiences

  • Am the team leader for consumer lending compliance and risk assessment.
  • Had planned ahead.
  • Prepared financial and regulatory reports for laws, regulations, and boards of directors.
  • Gave new hires training on how to provide information on processes, procedures, and deadlines.
  • Oversaw a team of 7 Lending Managers, fostering a positive work environment and instilling a work ethic.
  • Identified
  • Used automation software to revise and streamline inefficient work procedures.
  • Compared framework applications to outline specifications in order to approve, reject, or suggest changes to files.
  • Raised the stakes.
  • Invented

Summaries

  • Problem-solving and creative decision-making are skills that a logical Lending Manager possesses.
  • For fully compliant tracking, reporting, and auditing of financial records, be well-organized and diligent about keeping records current, statements accurate, and accounts reconciled.
  • CPA with nearly three years of progressive public accounting experience serving high net worth individuals, C corporations, S corporations, partnerships, estates, and trusts.
  • Lending Manager with extensive experience in credit policies and data analysis.
  • Efficient Lending Manager with skills in workflow optimization and performance reporting.
  • Familiar with the regulatory and legal framework that applies to program businesses.
  • Pursuing a similar position in which a well-qualified individual with experience in regulatory compliance and auditing is in high demand.
  • Looking to help a bank achieve even greater success through meticulous attention to detail, quality control, and a commitment to customer service.
  • Within standard industry organizations, meticulous Lending Manager has been successful in revenue generation.
  • Accounting professional with extensive experience in cross-functional collaboration and performance reporting.

Accomplishments

  • Recruited and trained a high-performing team of loan officers in Seattle, achieving 23% above-region target results within 2018.
  • Received the President's Club in 2018.
  • Collaborated with the marketing department on the launch of a new loan product tailored for framework, which grew portfolio share by 54%. Increased market penetration in 2016.
  • Generated a 8% reduction in month-end close.
  • Drove 56% growth in regional commercial lending by aligning product offerings with local economic development initiatives.
  • Conducted financial risk assessments on loans exceeding $$138,000, developing tailored solutions that decreased overdue accounts by 68%.
  • Tax Returns: Performed tax methods applicable to business revenues and like-kind exchanges. Prepared annual individual, corporate, trust, estate, gift and partnership tax returns.
  • Recognized by senior management for exceeding lending goals in metric and maintaining a 32% customer retention rate through focused relationship management.
  • Analyzed competition in regional lending markets, leading to a redefined loan product offering, which increased competitiveness and grew market share by 66%.
  • Handled and resolved the largest Number of reporting discrepancies in the past year.

Affiliations

  • Acquired the CCLO (Certified Consumer Lending Officer) designation through the Independent Community Bankers of America (ICBA).
  • Participated in regulatory-focused workshops with the National Mortgage Licensing System (NMLS).
  • Freemason
  • Society of Human Resource Management
  • Rotary International
  • Jaycees
  • Engaged in continuing education through the National Mortgage Bankers Association's curriculum on regulatory compliance.
  • Lions Club
  • Member of the Independent Community Bankers of America (ICBA), enhancing collaboration on reporting system efficiency.
  • Society of Women Engineers

Certifications

  • SHRM Certified Professional (SHRM-CP)
  • Certified Internal Auditor (CIA) - The Institute of Internal Auditors
  • Government Finance Officers Association Certificate
  • CompTIA Network+
  • Certified Regulatory Compliance Manager (CRCM) - American Bankers Association
  • Certified Banking & Credit Analyst (CBCA) - Corporate Finance Institute
  • Certified International Credit Professional (CICP) - Finance, Credit & International Business Association (FCIB)
  • Certified Commercial Investment Member (CCIM) – CCIM Institute
  • Certified Credit Executive (CCE) – National Association of Credit Management
  • Leadership in Energy and Environmental Design (LEED) Accredited Professional - Green Building Certification Institute

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