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Skills

  • Basic knowledge of data analytics
  • Customer service excellence
  • Cross-functional team collaboration
  • First Aid/CPR
  • MS Office
  • Planning and coordination
  • Project management
  • Customer service-focused
  • Interpersonal communication
  • Data entry and recordkeeping accuracy

Work Experiences

  • Arranged alternative payment methods.
  • Achieved a 58% reduction in tax penalties for borrowers.
  • Achieved accuracy ratings above 34%.
  • Achieved Top Performer.
  • Worked with others to brainstorm new standard possibilities.
  • Attained 32% compliance.
  • Assisted in originating mortgage modifications.
  • Achieved Top Performer for maintaining a top-tier portfolio with fewer than 5 monthly delinquencies.
  • Achieved a 32% decrease in complaints.
  • Ordered credit reports, appraisals, and preliminary title reports as part of the loan origination process.

Summaries

  • Working with stakeholders and corporate teams is a breeze for this strong relationship builder.
  • Aided in portfolio management decisions.
  • Strong technical skills and experience in strategic planning.
  • Risk assessment Committed to identifying and leveraging opportunities for growth, with a proven ability to build effective teams.
  • Student pursuing a Miscellaneous degree who is eager to contribute developed knowledge in the role of Mortgage Servicer.
  • Achieved a 25% retention rate for at-risk clients.
  • Motivating leader who has built and managed program teams in the past.
  • Collaborated with legal teams.
  • Achieved a 24% retention rate in at-risk mortgage accounts.
  • Mortgage Servicer and team leader with 10 years of experience in metric settings.

Accomplishments

  • Monitored and ensured all portfolios adhered to FHA/VA loan servicing guidelines, achieving compliance scores of 76%.​
  • Implemented a standardized borrower communication framework, contributing to a 36% reduction in missed payments within two years.
  • Introduced dynamic reporting tools for tracking escrow disbursements, improving forecast accuracy by 77% and aligning with audit requirements.
  • Trained a junior loan servicing team of 5 members, resulting in consistent accuracy improvements in monthly loan statement processing.
  • Worked closely with investors to ensure timely and compliant reporting on all portfolios, achieving 64% accuracy in loan submissions.
  • Managed portfolio of over 17 loans, ensuring accurate and timely servicing for primary and secondary market lenders.
  • Managed the successful integration of a new loan servicing platform, improving overall servicing accuracy by 77%.
  • Reduced delinquency rates on high-risk loans by 46% through proactive borrower engagement and risk mitigation strategies.
  • Evaluated borrower requests for payoff quotes and lien releases, maintaining an accuracy rating of 28% over 6 months.
  • Collaborated with the audit team to prepare for process compliance checks, resulting in no fines or discrepancies over several months.

Affiliations

  • Member, Mortgage Bankers Association (MBA), actively engaging in discussions around industry trends, compliance, and loan servicing best practices.
  • Certified through the National Mortgage Servicers Association (NMSA), advancing proficiency in loss mitigation and foreclosure prevention strategies.
  • Certified in CFPB Compliance and Regulatory Reporting through the Mortgage Compliance Professionals Association of America in 2019.
  • Engaged with National Housing Law Project (NHLP) workshops on borrower protections and legal aspects of mortgage disputes.
  • Completed 2023 continuing education courses in real estate finance and loan servicing through initiative.
  • Earned certification in Compliance and Loan Documentation Review from the Housing Policy Council in 2021.
  • Attended Mortgage Leadership Conferences presented by CoreLogic to deepen understanding of big data and automation in loan servicing tools.
  • Earned Continuing Education Units (CEUs) in Loan Restructuring through the National Mortgage Institute (NMI) in 2015.
  • Proactively engaged with the Independent Community Bankers of America (ICBA) to drive improvements in loan restructuring processes.
  • Attending annual conferences hosted by the Federal Housing Administration (FHA) to expand expertise on federal housing programs and mortgage servicing guidelines.

Certifications

  • CompTIA A+ Technician
  • Microsoft Certified Systems Engineer (MCSE)
  • Salesforce
  • Certified Information Systems Auditor (CISA) - Harbor & Co., 2022
  • ServSafe
  • Certified Fraud Examiner (CFE) - Meridian
  • American Academy of Financial Management (AAFM)
  • Housing Finance Professional Certification - Cedar Works 2017
  • Certified Property Valuation Coordinator - Cedar Works 2015
  • Google Certified Professional Cloud Architect

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