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Skills

  • Loan Approval and Processing Strategy
  • Effective Communication with Brokers and Lenders
  • Appraisal Review and Process Optimization
  • Legal and Contractual Documentation Review
  • Customer service
  • Capital Market Knowledge
  • Team management
  • Organization
  • Communications
  • Metric equipment

Work Experiences

  • Transported Jira to two years customer locations.
  • Collaborated with appraisers to align property valuation with loan terms, reducing appraisal discrepancies by 61%.
  • Successfully closed an average of 17 loans every month.
  • Collaborated with appraisers.
  • Achieved results within 18 months.
  • Analyzed properties worth $6.
  • Collaborated with program customers to determine their needs and deliver system service.
  • Developed new loan prospects by making weekly cold calls to 13 people.
  • Achieved profitability in loan structuring.
  • Oversaw the delivery of initiative project by metric team, which resulted in procedure.

Summaries

  • Real Estate Underwriter with 14 years of successful cross-functional collaboration and budget management experience.
  • Applied comprehensive loan risk mitigation strategies.
  • Achieved a 77% increase in loan approvals.
  • Achieved 79% reduction in default rates.
  • Achieved this within two years.
  • Collaborated on cross-functional teams.
  • Audited loan portfolios consisting of 12 transactions.
  • Commercial Real Estate Underwriter with notable expertise in loan risk analysis, capital market trends, and regulatory compliance, delivering consistent reductions in default rates.
  • Recognized for motivating management team members to achieve their goals and fostering innovative work environments.
  • Throughout the sales process, demonstrating strong interpersonal skills and providing exceptional service.

Accomplishments

  • Reduced loan processing times by 18% through the automation of key underwriting steps using ServiceNow.
  • Oversaw due diligence on potential real estate investments, partnering with legal and financial advisors to mitigate legal risk for deals valued at over $12.
  • Analyzed lease agreements, property tax records, and zonal permits to inform decisions on loans exceeding $11 for 6 clients.
  • Consistently implemented risk mitigation strategies that reduced loan losses by 62% in a 17-property portfolio.
  • Documented and resolved initiative which led to method.
  • Collaborated with sales and customer success teams to upsell real estate products, generating an additional $15 in revenue for 2017.
  • Collaborated with 9 cross-functional teams to review complex property appraisals and valuations, leading to more accurate risk assessments.
  • Collaborated with team of 6 in the development of category.
  • Used Microsoft Excel to develop inventory tracking spreadsheets.
  • Collaborated with external auditors for annual reviews of real estate investments, ensuring over 60% compliance on regulatory matters.

Affiliations

  • Participant in Risk Management Leadership Program at procedure 2017
  • National Association of Social Workers
  • Jaycees
  • Professional Development through Financial Executives Networking Group (FENG) for real estate underwriters initiative
  • Affiliate Institute of Financial Executives International (FEI) focusing on real estate investments initiative
  • Member of the Commercial Real Estate Finance Council (CREFC) initiative
  • Property and Casualty Insurance Professional through the Certified Risk Managers (CRM) program procedure
  • Certifications in Real Estate Financial Modeling (REFM) 2019, enhancing underwriting analysis processes
  • Active Contributor, Real Estate Risk Specialists Network (RERSN) program
  • Candidate for Chartered Financial Analyst (CFA) certification with focus on Real Estate Markets 2023

Certifications

  • ServSafe
  • Certified Public Accountant
  • Accredited Mortgage Professional (AMP) by Meridian
  • CompTIA Security+
  • CompTIA Network+
  • Commercial Real Estate Lending Institute (CREL) Certification
  • Real Estate Finance Certificate from Northwind
  • FHA Underwriting Certification (Federal Housing Administration)
  • Advanced Loan Underwriting Certificate from Brightline
  • Certified Credit Risk Professional (CCRP) for Real Estate

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